Contact Us
-
-
4.9/5525 user rating
The Hollimon Firm provides legal representation for criminal defense and personal injury cases. From drug crimes, DUI/DWI, assault, and traffic violations to car accidents, truck accidents, slip and fall injuries, and wrongful death claims, our firm helps clients protect their rights and move forward with confidence.
Uninsured and Underinsured Auto Accident Lawyer in Towson, MD
My firm represents injury victims in Towson who were hit by drivers carrying no insurance or not enough coverage to pay for their losses. I step in as your uninsured motorist attorney to identify every available source of compensation and fight your claim from the first call to the final recovery.
Your Uninsured Motorist Case Gets Personal Attention at The Hollimon Firm in Towson, MD
Justin Hollimon holds a law degree from Howard University School of Law and built his practice around representing injury victims that larger firms overlook. Every uninsured and underinsured auto accident claim at The Hollimon Firm stays with me personally from the first call through final resolution. I act as a direct buffer between you and the insurance company so your claim never gets minimized or denied without a fight.
- Insurance Company Defense: I handle all communications with your insurer directly so adjusters cannot use your own words to reduce your recovery.
- Additional Compensation Sources: I investigate every available source of compensation beyond the at-fault driver's policy to maximize your financial recovery.
500
+Satisfied Client
Why Choosing The Hollimon Firm for Your Underinsured Accident Claim Matters?
Choosing The Hollimon Firm means your claim never gets handed to an associate or lost in a busy caseload. Justin Hollimon handles every uninsured and underinsured accident claim personally and treats your insurance company the same way he treats any opposing party with direct pressure and documented evidence.
- Direct Principal Representation: You work directly with Justin Hollimon from your initial consultation through the final resolution of your claim.
- Local Court Knowledge: Justin Hollimon regularly appears in Towson courts and understands the procedural rules that affect how uninsured motorist claims move through the local system.
- Independent Claim Investigation: Justin Hollimon reviews the accident independently to identify every liable party and every coverage source available to your case.
Uninsured and Underinsured Accident Claims I Handle in Towson, MD
Being hit by a driver with no insurance or inadequate coverage does not mean you have no options. I represent injury victims across every type of uninsured and underinsured accident claim in Towson and identify every available compensation source from the first review of your case.
Uninsured Motorist Claims
An uninsured motorist claim arises when the at-fault driver carries no insurance policy at the time of the crash. In this situation you turn to your own uninsured motorist coverage to recover compensation for your medical bills and lost income, just as pedestrian and bicycle accidents require pursuing coverage from any available source. I handle all communications with your insurer directly and push back against any attempt to undervalue or deny your claim.
Underinsured Motorist Claims
An underinsured motorist claim applies when the at-fault driver carries insurance but their policy limits fall short of covering your actual losses. Your own underinsured motorist coverage steps in to fill the gap between the at-fault driver's policy and your total damages. I calculate every current and future loss your injuries created to build the strongest possible claim against your own carrier.
Hit and Run Accident Claims
A hit and run accident leaves you with no at-fault driver to pursue directly for compensation. Your uninsured motorist coverage applies to hit and run crashes in Towson when the at-fault driver cannot be identified. I document the accident thoroughly and work your uninsured motorist claim to recover the full compensation your injuries demand.
Drunk Driver and Suspended License Accidents
A crash caused by a drunk driver with a suspended license and no active insurance policy creates a complex recovery situation with limited obvious options. I investigate whether additional compensation sources exist beyond your own uninsured motorist policy, including personal assets of the at-fault driver where applicable. The Hollimon Firm pursues every available path to make sure one reckless driver does not leave you without a full recovery.
Pedestrian and Bicycle Accidents Involving Uninsured Drivers
Pedestrians and cyclists injured by uninsured drivers face a different recovery path than motorists because they may not carry their own vehicle insurance policy. The DC Uninsured Motorist Fund provides a compensation option for eligible pedestrians and passengers injured by uninsured drivers in Towson. I review your eligibility for every available recovery option including the Uninsured Motorist Fund and guide you through the claim process from start to finish.
Criminal Law Practice Areas:
Let’s Find a Solution to Your Legal Problems!
Do not wait to reach out to my office. The sooner you contact me, the sooner I can begin reviewing your case and explaining your legal options. Time is critical in many legal matters, especially criminal defense, so call my office at (410) 319-2038 to schedule a confidential consultation.
Frequently Asked Questions
What happens if the driver who hit me has no insurance?
You turn to your own uninsured motorist coverage to recover compensation for your medical bills and lost income when the at-fault driver carries no insurance. Your insurer is required to process that claim but will still work to minimize what they pay. I handle all communications with your insurance company directly and push back against any attempt to undervalue your injuries or deny your claim.
What is the difference between uninsured and underinsured motorist coverage?
Uninsured motorist coverage applies when the at-fault driver carries no insurance policy at all. Underinsured motorist coverage applies when the at-fault driver has insurance but their policy limits fall short of covering your actual losses. I review both coverage types and identify which applies to your situation to pursue the maximum recovery available under your policy.
What is the DC Uninsured Motorist Fund and do I qualify?
The DC Uninsured Motorist Fund is a government-administered fund that provides compensation for pedestrians and passengers injured by uninsured drivers who have no other recovery source. You must report your claim to the DC Department of Insurance, Securities and Banking within 45 days of the accident and submit all required documents within 180 days. Contact The Hollimon Firm at (410) 319-2038 as soon as possible after your crash so those deadlines are never missed.
Can my own insurance company deny my uninsured motorist claim?
Yes. Your insurer can dispute liability, challenge your injury severity, or use contributory negligence arguments to reduce or deny your claim entirely. Insurance companies treat uninsured motorist claims the same way they treat any claim by looking for reasons to pay less. I manage every aspect of your claim and respond to every tactic your insurer uses to limit your recovery.
What if the hit and run driver is never identified?
Your uninsured motorist coverage applies to hit and run accidents in Towson even when the at-fault driver cannot be identified. I document the crash thoroughly and build your uninsured motorist claim around the available evidence to recover compensation for your injuries. An unidentified driver does not mean your recovery options disappear.
How long do I have to file an uninsured motorist claim in Towson?
You have a limited time after the accident to file a personal injury lawsuit before the legal deadline expires. Certain claims such as the DC Uninsured Motorist Fund carry much shorter reporting windows of 45 days. Contact The Hollimon Firm at (410) 319-2038 immediately after your accident so Justin Hollimon can identify every applicable deadline and protect your right to full compensation.